We believe that everyone deserves a decent, affordable place to call home. Our Habitat homeowners partner with us to build a better home and future for themselves and their families.

Through volunteer labor and tax-deductible monetary donations and in-kind material donations, HfHUK builds affordable housing with the help of the homeowner (partner) families. Habitat homes are then sold to partner families at no profit, financed with affordable, no-interest loans.

There are three essential components of becoming a Habitat homeowner: need for housing, willingness to partner, and ability to pay. Habitat for Humanity is an Equal Housing Opportunity provider. All applicants will be considered without regard to race, color, religion, sex, national origin, disability, age, sexual orientation, or any other legally protected status.

Qualifying applicants for the Homeownership Program must meet the following eligibility requirements:
You must qualify for for a housing need with one or more of the following:
overcrowding in your home
unsafe or unsanitary conditions
rent is too high
You must be a first-time homebuyer
You must be a US citizen or a legal permanent resident
You must live or work in Monroe County for at least 12 consecutive months
You must qualify as a low-income household, based on Monroe County Income Guidelines found here.



98970 Overseas Hwy Key Largo, FL 33037

Office Phone: (305) 453-0050

ReStore Phone: (305) 453-7855


Your ability to access all information on our website in a comfortable manner is extremely important to us. We are always open to your experiences and ideas and want to be available to you if you are having difficulty with website access. In such instances, please feel free to contact Lindsay Fast at: 305-453-0050.

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We will not sell, share or trade our donors’ names or personal information with any other entity, nor send mailings to our donors on behalf of other organizations. This policy applies to all information received by Habitat for Humanity of the Upper Keys, both online and offline, on any Platform, as well as any electronic, written, or oral communications.


A Copy of the official registration and financial information may be obtained from the Division of Consumer Services by calling toll-free within the state, Registration does not imply endorsement approval, or recommendation by the state.


As a matter of policy, Habitat for Humanity International and its affiliated organizations do not proselytize. This means that Habitat will not offer assistance on the expressed or implied condition that people must either adhere to or convert to a particular faith, or listen and respond to messaging designed to induce conversion to a particular faith.​

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

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